Ez Cash Loan App

Any urgent cash requirement can be quickly addressed with an EZCash loan. This post will address your concerns on how to borrow money from Stanbic IBTC utilizing the EZ Cash, as well as its features, eligibility requirements, and reasons why you should use this service before approaching friends for assistance.

You need an ever-ready friend who is always available to offer assistance at a reasonable cost to handle unforgiving situations, ranging from minor ones, such as when your phone screen unexpectedly breaks, your appliance needs urgent repairs, cash is tight, your car breaks down, etc., to the serious ones, such as paying for hospital bills.

IBTC EZCash from Stanbic is this pal. This credit product, the Stanbic EZ Cash, was launched by Stanbic IBTC in July 2019. However, there should be more discussions of this fantastic lending option.

How Do I Get Eligible For An EZ Cash Loan?

To even be eligible for a loan on the Stanbic IBTC EZCash, you must meet certain requirements. These standards are as follows:

1. You have to have an account.

2. A regular Stanbic IBTC account must be used for your account.

3. Your account must have been open for at least a year.

4. You must be at least 18 years of age.

5. You must be younger than 59.

6. You must not have a history of bad checks (bounced checks).

7. You must have unblemished credit records (CRMS & CRC)

Read also about ZUMA Cash Loan App or Fast Cash Loan App

The Stanbic IBTC EZCash Loan Process

Using EZ Cash online:

The user-friendliness of this product is its most straightforward feature.

Enter the account number.

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Click Get Started after entering your registered phone number exactly as it appears on your BVN.

*You will receive a One-Time Password (OTP) on your registered line.

Reply with the secret OTP to continue.

Offer accurate responses to the following questions.

Using a USSD code, EZ Cash

You can still use your function phone to borrow money on EZ Cash even if you don’t have access to the internet.

The code is *909*44# for immediate access to Stanbic IBTC Ez Cash. Simply follow the steps as quickly as you can after phoning this, as the code expires in a matter of seconds.

Frequently Asked Questions (FAQs)

What Is The Loan Amount?

Within the guidelines provided to you during your application, you may borrow any amount.

What happens if I only use a portion of the borrowed funds?

Only the amount removed will be subject to interest charges if you withdraw less money than you initially borrowed.

When Will The Interest Be Deducted From My Account?

At the conclusion of each month, interest is collected on the amount borrowed.

What Are The Fees Or Charges?

• A 1% management fee added to the loaned funds

• A 0.05% Value Added Tax (VAT) on the borrowed amount

• A 0.35 percent insurance fee added to the loaned money

How Long Can I Borrow Money With The Stanbic EZ Cash?

It varies from 1 to 12 months.

What Elements Influence My Loan Limit?

Your loan limit will be determined by your average monthly income and the monthly loan repayments on any outstanding loans, as was previously specified (if any)






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